Four Steps to Streamline the Process of Purchasing a Home 

Step One: Pre-Qual

  1. Easy Online Application with short form to complete in 5-minute.
  2. No upfront credit report fees from buyer.
  3. Loan type recommendation of Conventional, FHA or VA loan.
  4. Amortization type options with Fixed, Adjustable or Hybrid loan programs to choose from.
  5. Provide payment comparison for 30-yr, 15-Yr or other terms to fit in buyers’ budget.
  6. Low closing cost or zero closing cost program available upon request.
  7. Maximize buyer purchase power with SMART-BY MORTGAGE to obtain client’s dream home.

Step Two: SHOW

  1. Assurance of the maximum loan amount qualified by lender.
  2. Worry-Free property selection with pre-defined affordability.
  3. Precise evaluation of extending property price range as requested by buyer.

Step Three: SELL

  1. Loan application started immediately by processing team after escrow opened.
  2. Real-time email notification on loan processing progress by MLO and processing team.
  3. Instant loan approval notification to real estate agent.
  4. Joint forces teamwork on solving loan condition challenges from lender.

Step Four: SOLD

  1. Immediate email notification on loan funding and escrow closing.
  2. Broker real estate transaction fee reduced from $495 to $195 under SMART-BUY Combo program
  3. Additional compensation available under MLO Assistant training program. SMART-BUY COMBO